Cartwright Motor Finance specialise in all aspects of motor vehicle financing for all makes and models. As a division of Cartwright Motor Group, we are well aware of many of the pitfalls in vehicle financing and provide a free service to make sure you get a finance package that suits your motoring lifestyle.

Cartwright Motor Finance offer both commercial and personal finance products that allow approved applicants flexibility with the term of the loan, amount of deposit (if any), frequency of repayments and residual (balloon if any). We even make sure that if you want to make additional payments, you can without penalty; and it will even reduce your interest! You may alternatively prefer to set up structured payments…we can do it all.

Some of the products we offer are Prestige Purchase, Prestige Lease, Chattel Mortgage, Personal Loan, and Novated Lease.

NO EARLY TERMINATION FEES

Have you ever gone to trade your car to get a shock when you find out you owe more than it’s worth? You might find this was due in part to the finance company charging a payout penalty – simply speaking, charging you for the interest you were going to use over the five years of the fixed term, fixed interest loan…even though your only 3 years on? We can help make sure that you don’t get caught with this.

A simple tip is to ask any potential financer your payout figure at any given time, e.g. in 21 months. If your financier can’t answer this question, you have cause to be alarmed!

As a commercial customer, we can provide you with a payout schedule before you sign anything, giving you comfort in knowing there are no nasty surprises.

ON GOING SERVICE

Have you ever wanted a payout figure and had to call a 1800 number to find your put through to someone in India, or had to pay a fee $25 fee just to find out your payout figure? From now on, our Business Manager who helps set up your finance, will be the same person who has your payout figure at the click of a button.

REFINANCE

Ever wanted to keep your car at the end of the term but didn’t want to pay the residual in one lump sum? We can help refinance the residual over just a few months, or maybe reduce your monthly commitment and pay it out over a longer period of up to 60 months?

FREE EASY APPLICATION

To apply, just give us a call. It can take as little as 10 minutes on the phone; there are no forms to fill in and we can usually get an approval for you in just a couple of working hours…Painless!

DEALER PURCHASE

If you’re planning to purchase a vehicle from a motor dealer, we can take care of the finance. Our simple settlement procedure means that in some cases, the motor dealer can have the funds in their bank account the same day.

PRIVATE PURCHASE

Having trouble getting a finance company to provide a loan for a vehicle you are purchasing privately? We can help by giving you the same finance service that you get from a buying from a big dealer.

FINANCE FOR ACCOUNTING FIRMS

The fact that we provide finance without application fees and payout penalties, means that we are preferred vehicle finance suppliers to some of the best accounting firms in Australia. If you are an account and would like to provide a better service to your motoring clients, contact us and see why we love working with accountants.