Motor Vehicle Insurance

Alphera Comprehensive Motor Vehicle Insurance offers the flexibility of two types of policies: a Prestige Insurance Policy for luxury vehicles and a Standard Insurance Policy for all other types of vehicles.

You should always read your Product Disclosure Statement when considering purchasing these policies.

There are specific features of both policies that apply when the vehicle is insured from "showroom new" condition, and general features that apply to all other cars insured with Alphera Insurance.

The specific policy features applying to a new vehicle include:
 

• If your car is within 2 years of original registration and a total loss occurs, we will replace it with a new vehicle of the same make, model or series subject to availability
• Market Value or Agreed Value options.
   

The general policy features applying to all vehicles include:
 

• Lifetime Protected No Claim Discount or rating entitlement;
• Your choice of repairer;
• Hire car following theft;
• Excess options;
• Off road coverage;
• Automatic car transfer;
• Personal property in your car;
• Travel, accommodation and emergency expenses;
• Towing costs;
• Trailer cover;
• Cooling off period - within 14 days of effecting a new policy.
   

Our Motor Vehicle Policies are designed to provide the maximum protection for your vehicle, giving you peace of mind.

Alphera Comprehensive Motor Vehicle Insurance has been developed with a broad range of features and benefits, all designed to suit the needs of today's drivers.

Alphera Insurance is a competitive, fast and hassle free way to insure your vehicle, meaning you can arrange your insurance and enjoy driving your new vehicle even more quickly.

Our trained insurance consultants will handle all aspects of your policy, from inception, general inquiries, and should the unexpected happen, handle your claim.

Additional Benefits offered by Alphera Insurance Include:

Transfer of No Claim Bonus or Rating Entitlement
Alphera Insurance will accept your current No Claim Bonus or entitlement upon proof from your existing insurer. We even take into consideration Third Party Only or Third Party Fire & Theft coverage.

Purchasing a Replacement Vehicle
Alphera Insurance will automatically provide cover from the moment you take delivery of your replacement vehicle. Simply contact your dealer or Alphera Insurance to transfer your current insurance.

Pay by the Month
Alphera Insurance offers you the flexibility and convenience of paying your premium monthly.

Making a Claim
If you need to make a claim, simply contact the Alphera Insurance Customer Service Centre. Our friendly, experienced staff will ensure your claim is handled quickly and efficiently and have you back on the road with a minimum of fuss. Contact us on 1300 131 358.

For a copy of the Product Disclosure Statement and Policy Wording listing the full benefits, please speak to Natalie Rustman at Cartwright Euro on 07 5557 7333 or contact us.

Alphera Financial Services in association with Brokers Affinity Risk Partners (Brokers) Limited (ABN 11 098 015 064) offer two insurance policies loaded with features and benefits.

Both policies are underwritten by Calliden Limited (ABN 43 110 186 224) AFS 284889.